Mary Beth Writes

I regularly read blogs about being frugal.  I like them because they are about people taking as much control of the quality of their life as they can within the many different circumstances in which people live.  I especially love the letters people write listing what they did in the past few days to be careful and thoughtful about what they spend and how they save.

But frankly, if I tell you what I do, its gets weirdly personal and repetitive really fast.  Um, I didn’t eat meals out, made the laundry detergent, and bought some cool stuff at Goodwill that I am trying – without much luck lately – to sell on eBay. Yah, that’s gonna change anybody’s day….

Instead of listing what I do – let me tell you some of the things I have read and learned from other people’s letters and articles.

1. Len read this, this morning and pointed it out.   http://www.latimes.com/local/abcarian/la-me-abcarian-dementia-prevention...

“The most disturbing thing I heard recently about the prevention of Alzheimer's disease and dementia was … : "I was speaking to the head of neurology up at Stanford who said 'My waiting room is filled with 70-year-olds with the bodies of 40-year-olds and no minds.'"

Not exactly how to save some dollars today, but a powerful way to save our minds.  This is so incredibly true; there are always and will always be so many things to accomplish in a day – but we are spending our future if we don’t make the time to eat well and MOVE.

2. Add a small amount of water - a tablespoon or two - to a nearly empty hand lotion bottle. Shake and use for another week or two.

3. Cut empty toothpaste tubes open half way down the tube, stick your toothbrush in there and get another week of toothpaste.

4. I’ve not done this, to me it sounds like a fun project to do with kids but... when you finish celery, green onions, leeks, carrots… put the root end in a glass of water. When new roots begin to grow, you can plant that plant outside and get another round of that veggie for free.

If the squirrels, robins, and bunnies don’t eat them.

5. Look at the website before you go to a movie, restaurant, theater, store, park, or whatever.  There are often deals and coupons at the website.

6. Try this for a week.  Write down (or save the receipts and go through regularly) every single thing you buy in a day; bottles of water and sodas, lunch, the stop in at Target for Band-Aids and how you leave $63 later.  Add it up.

What are your goals? Save more towards owning your own home? Save towards retirement. Waste less? Simplify the stuff in your house? Live more kindly and lightly on the planet?

Yes?

A. Figure out how much money you spent that was not exactly necessary. Let’s say you could find a way to “save instead of spend” $25 every week.  In 20 years you would have spent $26,000. But if you had saved it, you will have $40,000.

Or use the calculator to see that $25 invested for 20 years at 5.25% equals - $70.   

https://www.budgetworksheets.org/invest/

B. Places to give $25 that will make a strong different. Google this question: “Where can I give $25 that will help the world?”

Oh the places the internet can take you.

Here are some of Nick Kristof’s recommendations

https://twitter.com/nickkristof/status/276519215354236930?lang=en

 

Comments

I love to punch different numbers into a retirement calculator and see how the numbers change. If I add $10 a week, what if it $15. I know, I'm a nerd. I do most of the above. I think posting about it keeps bloggers accountable. Sometimes something new pops up and I have the DUH moment where I'm like why didn't I think of that.
Mary Beth's picture

Thanks! We keep looking at it from the other end - we are recently retired and we still need to be smart about this, but we have enough to live securely (knock on wood). And how did this happen? We started saving modestly 30 years ago - whammo, this works!

I do learn a lot from you. Does putting new handles and knobs on 60 year old cabinets, instead of buying new - count as being frugal ? Smiling.
Mary Beth's picture

You betcha!

Add new comment

CAPTCHA

This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Mindful Chickens - the "It's been a while" edition

Other people call them “frugal things I did lately”. I call them Mindful Chickens because they are about:

1. Being Cheap (cheap, cheep).

2. Being thoughtful about how choices affect our community and our earth.

3. Paying attention to the constant tumble of dollars and choices.

...

Mindful Chickens in Canada

In case you don't already know... My husband and I did a 15-day road trip to eastern Canada.  Kurt Vonnegut wrote “Unexpected travel is like dancing lessons from God.”  The plan was to visit Nova Scotia and Newfoundland – but then Hurricane Dorian changed that. Stories and photos at my website. https://www.marybethdanielson.com/

Other people call them “frugal things I did lately”. I call them Mindful Chickens because they are about:

How Big IS Grandma? Do You Need More Space?

Our internet service had been goofy all that day; the house alarm system sent a random beep to my phone at 3AM. Waking from deep sleep to “Is there a bad guy coming up the steps right now?” turned into the kind of insomnia that requires … decluttering videos. My heart stopped racing as I watched a mild woman talk about the closet in her laundry room.

How I saved Tens of Thousands of Dollars Lately and also got a New Kazoo

Just in case you thought I stopped paying attention to how to live cheap and well. 

1. For several months we have composted veg and fruit scraps - our weekly garbage reduced by half! We collect detritus through the day in a bowl on the counter, carry it out to a steel garbage can we brought from our last house. I’ve dug some of this collapsed organic stuff into the garden.

Less Lemming, More Living

Last week I posted an essay railing against our North American/western maniacal consumerism. We are so deep into climate crisis and into destabilizing world poverty caused by the oligarchy of the few.  Something has to give. Plus this: If we are living on $50,000 a year or more, we are already earth’s top 1%. Isn’t this nuts? It really is up to us to turn back this crazy lemmings’ march to the sea.

Mindful Chickens/ The "Before its Too Late" Edition 5-14-2019

Mindful Chickens   5/14/2019

Other people call them “frugal things I did lately”. I call them Mindful Chickens because they are about:

1. Being Cheap (cheap, cheep).

2. Being thoughtful about how choices affect our community and our earth.

3. Paying attention to the constant tumble of dollars and choices.

These are things we have thought, attempted, and done in the past month to live more lightly and frugally on our City Plot of Planet Earth.

Tag Cloud

17 minutes AARPtaxes AAUW Acadia Accountable apples Arrows baby balance Barkskins Beauty Becky BookReport boy scout Bread BuyAngry Cahokia Canada cello Choosing Christmas cilantro Cinnabuns circus Clowns clutter consumerism Courage creditreport death December DecisionFatigue decluttering Detroit Duty eBay Eclipse FairTrade farmer firealarm Fitness Five Flexible flu Fort de Chartres Franc FrancGarcia friends frugal Frugality Gannets Garden GarfieldParkConservatory Gaspe genius geode ghosts GovernorThompsonStatePark Guatemala guns happiness Healthinsurance HelleKBerry heroes History home HomeRepair Honduras HouseinBlueRiver hurricane impeachment Innkeeper Interview InviteMe2Speak JoyceAndrews Judy JulianofNorwich justice Karen Lamb LeeLeeMcKnight lemming Len Lincoln LockedOut Love Ludington Macaw Manitoulin MargaretFuller Marquette marriage Mayan MayaWorks MilwaukeeMarch4OurLives MindfulChickens Mistakes Mother mouser movies museums must-haves New York City Nomadland Outside PastorBettyRendon Paul Hessert PDQ Penny persimmon poetry Preaching privacy Quern Questions recipe recipes recycling Reruns resolution Retirement RitesofPassage Roses Ruth SamaritanWoman Sanctuary Sandhillcranes Sermon ServantsoftheQuest sewing Shepherd ShortStory sickness SofritoBandito SpaceShuttle spring square feet StoryStarts Stubborn Survival Susan taxes teenager Thanksgiving ThePerpetualYou ThreeBillBoards TidalBore TimeBeing toddler tortillas travel Traveler Tubing UnrelatedObservations UTLAStrong vacation Valentines vanilla Vietnam VivianWokeUpDrowning vole WalkingAndSeeing war WarsanShire weaving wedding WhyAttendChurch WillaCather
Ad Promotion